Terms and conditions

Accuracy of content and information

Information on the pages of this website ("the Information") is given by us in good faith. Whilst we have taken all reasonable steps to ensure the accuracy and completeness of the Information, we accept no liability for any errors or omissions, nor do we give any warranty or representation as to the accuracy or reliability of the Information.

Limitation of liability

Please note that NFU Mutual will not be liable for any direct, indirect, incidental, special or consequential damages or loss of profit or opportunity whatsoever whether in contract or tort or otherwise arising from (1) any action you may take in reliance on the Information, (2) the use of or inability to use our website, (3) third party services outside our reasonable control and for the avoidance of doubt and whether or not the relevant loss arises by reason of our negligence. Nothing in these Terms and Conditions shall exclude our liability for personal injury or death or for fraudulent misrepresentation.

Changes to terms and conditions

We reserve the right to make any changes to these Terms and Conditions at any time. Please check this page regularly for any changes.

Validity of information

Should you wish to ensure the validity of, or rely on the Information, we would advise you to contact us directly.

Copyright

Copyright in the Information is owned by NFU Mutual. You may use the Information and reproduce it in hard copy for your own personal reference use only. The Information may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way into another document or other material without the prior written permission of NFU Mutual.

Please note that you are expressly prohibited from altering, modifying, adapting or deleting any aspect of this website, including any data held on it.

UK only

NFU Mutual only provides the products and services advertised on this website in the United Kingdom.

Law applicable

You and NFU Mutual, the parties to the insurance contract, have the right to choose the law applicable to it. In the absence of specific agreement, these Terms and Conditions and the insurance contract are governed by and construed in accordance with English Law. Should a dispute arise connected with you using our website it shall be resolved through the exclusive jurisdiction of English Courts.

Industry and regulatory bodies

Association of British Insurers (ABI) and the Financial Ombudsman Service (FOS). NFU Mutual and its associated companies are authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and PRA.

Data protection act

NFU Mutual is the Data Controller and will process any personal data you give us in accordance with the Data Protection Act 1998. By submitting personal data about you and others within this website, you and they consent to its use as set out in this notice.